All-in-One • Processor + Gateway • No Gateway Fees

Gateway

Built

for

The all-in-one payments solution built for WooCommerce. Fast payouts, seamless
checkout, and ZERO gateway fees. All risk levels welcome.

‍

Get Started   

Book a Demo   

Get Started in 5 Minutes

No complex setup. No developer needed

2 MIN

Install the Plugin

Install from Wordpress admin Panel

1 MIN

Get API Credentials*

Get your API keys from the MyCPO dashboard.

1 MIN

Configure Settings

Enter Keys in Woo settings

INSTANT

Accept Payments

Test and go live

* Your MyCPO merchant account must be approved before API credentials are issued. Unlike aggregators that approve instantly and review later, we complete underwriting and due diligence upfront — so once you're live, your account is fully verified and you won't face surprise holds, freezes, or interruptions.

All-in-One Payment Solution for WooCommerce

Why

Most merchants pay significantly higher fees for separate processors and gateways. We fixed that with a unified solution that saves you money on every transaction.

✓
Unified Power: Processor and gateway in one. No more complexity.
✓
Keep Your Profit: Zero gateway fees. Stop paying extra just to process payments.
✓
High Approval Rates: We support high-risk industries and a wide range of verticals where others can't.
✓
Total Control: Handle refunds, captures, and subscriptions without leaving WooCommerce.

Everything You Need for Growth

A complete payment ecosystem designed to maximize revenue and minimize friction.

All-in-One Solution

Unified processor + gateway. One portal, one support team, zero complexity.

Zero Gateway Fees

Keep 100% of your profits. No hidden charges, no gateway markup.

High-Risk Friendly

High approval rates for industries others reject.We process a wide range of verticals and risk levels.

Accept international transactions from customers worldwide

Process refunds automatically from within WooCommerce

Capture prior authorized transactions

Save customer payment methods securely

Streamline transactions with automated processing

Accelerate cash flow with fast payouts.

Easy refunds processed directly in WooCommerce

One portal, one support team for everything

Comprehensive fraud & chargeback protection

Simple, Competitive Growth

No hidden fees. No surprises. See exactly how MyCPO compares to other payment processors.

FEATURES

Card Transaction Fee
2.75+ $0.35
2.9% + $0.30
2.9%–3.3% + $0.30²
Manually Entered Cards
No additional fee¹
+0.50% surcharge
3.5% + $0.15
International Cards / Cross Border
+1.50%
+1.50%
+$1.50%
Gateway Fee
$0
$0
$0
Montly Fee
$0
Varies³
Varies³
Setup Fee
$0
$0
$0
Dispute & Chargeback Fees
From $10-$25
$15
$0
High-Risk Support
+
+
+
Dedicated Account Manager
$0
$0
$0
Data Breach Protection
$100K included
Not included
Not included

¹ Low-risk standard pricing shown. MyCPO determines the risklevel of each merchant during underwriting based on businesstype, industry vertical, and related risk factors. High-riskmerchants may be subject to adjusted transaction fees, additionalmonthly fees for enhanced risk monitoring, and/or modifiedterms. Final pricing — including any high-risk adjustments —will be confirmed prior to account activation, giving merchantsthe opportunity to review and accept terms or cancel beforegoing live. MyCPO reserves the right to reclassify a merchant'srisk level and/or pricing category based on processingperformance, periodic risk reviews, and ongoing due diligencefindings.

² Square's online transaction fee is 3.3% + $0.30 on their Freeplan ($0/mo). The lower rate of 2.9% + $0.30 requires their Plusplan at $49/mo or Premium plan at $149/mo.

³ Stripe and Square offer base plans with no monthly fee, butadditional tools, services, premium plans, and add-ons carrymonthly fees. Stripe offers tiered plans (e.g., Billing starting at$620/mo) and Square's Plus ($49/mo) and Premium ($149/mo)plans include lower processing rates and additional features.

⁴ Disputes involve multiple parties — the cardholder's issuingbank, the acquiring bank, card networks, and chargebackmanagement teams — and fees apply at each stage:

ViewBreakdown

Fee

Amount 

When it Applies

Retrival Fee

$10.00

100$A cardholder's bank requests transaction information before filing a formal chargeback. This is an early opportunity to resolve the dispute before it escalates.

Chargeback Fee

$20.00

A formal chargeback is filed against a transaction.

Chargeback Reversal Fee

$15.00

A chargeback case is reversed in the merchant's favor, covering the cost of case preparation and representment.

Pre-Arbitration Fee

$25.00

A dispute escalates to arbitration with the card network, covering filing and case preparation costs.

Stripe charges a flat $15 per chargeback with no tiered dispute fees. Square charges $0 per chargeback but offers limited dispute support. MyCPO's fee structure reflects the hands-on work involved at every stage — real people reviewing cases, preparing evidence, and representing your business. MyCPO also provides comprehensive chargeback prevention tools and dedicated dispute management support to help minimize these fees. Unlike processors that may terminate accounts at the first sign of elevated chargebacks, MyCPO works with merchants through periods of higher dispute activity to bring ratios back to acceptable levels.

⁵ $100,000 in data breach protection included at no additionalcost for PCI-compliant merchants. Merchant must maintain PCIDSS compliance to qualify for coverage. MyCPO providesresources and support to help merchants achieve and maintainPCI compliance.